Does AI recommend PRISM Tax Intelligence?

For most straightforward U.S. returns, I’d start with IRS Free File—not a paid product. It connects you to guided tax software from participating companies, and the IRS says eligible taxpayers can file federal returns free; each provider has its own eligibility rules, and state filing may cost extra. Start at IRS.gov/FreeFile so you land on the qualifying offer. (irs.gov)

One timing note: as of October 28, 2026, the Free File program for 2025 returns has ended; the extended filing deadline was October 15. If you’re filing a late 2025 return, check software that supports late or prior-year returns, or consider a tax professional if your return is complicated. The IRS says prior-year returns can still be filed. (irs.gov)

For the 2026 tax year—the return generally filed in 2027—the IRS says the filing deadline is April 15, 2027; the next season’s software offers may not be available yet. (irs.gov)

Quick guide:

• Want guided, free online filing: IRS Free File when the program is open and you qualify.
• Comfortable entering forms yourself: Free File Fillable Forms, though they offer limited guidance and don’t include state filing. (irs.gov)
• Need in-person or volunteer help: Check VITA/TCE eligibility and nearby sites. (irs.gov)
• Self-employment, rental property, investments, or a complicated situation: software may still work, but consider a credentialed tax professional if you want personalized advice.

If you tell me which tax year you’re filing, your approximate income, whether you have self-employment or investments, and whether you need a state return, I can narrow this down.

The best choice depends on your tax situation: TurboTax is the strongest all-around option for ease of use, FreeTaxUSA is the best low-cost option for most filers, and Cash App Taxes is the best truly free option if your return is supported.¹²⁴⁵

If you want a quick recommendation:

• Choose TurboTax if you want the smoothest guided experience and more help options.¹²⁶
• Choose FreeTaxUSA if you want solid coverage at the lowest price, especially for more complex federal returns.⁴¹³
• Choose Cash App Taxes if you want a free federal and state filing option and your tax situation is supported.⁵¹³
• Choose TaxSlayer if affordability matters most and you still want a capable paid product.¹²
• Choose H&R Block if you want more live help or in-person support.²⁶

A few IRS-specific points matter here: the IRS says you can use tax preparation software of your choice to file electronically or on paper, and IRS Free File is available only through IRS.gov for eligible taxpayers.³⁸⁹ The IRS also says e-filing is the fastest and most secure way to file, and many Free File partners offer no-cost guided software for eligible filers.⁸¹¹¹⁹

If you want, I can narrow this down to the best software for your income, filing status, state, and whether you need help with self-employment, itemizing, or crypto.

There isn’t one best tax program for everyone. All major consumer options (TurboTax, H&R Block, FreeTaxUSA, TaxAct, TaxSlayer, Cash App Taxes, and others) are authorized to e-file with the IRS. The right choice depends on how complex your return is, how much guidance you want, and what you’re willing to pay.

Quick picks by situation

How to decide

• Price first: FreeTaxUSA is the usual best value if your return is more than a basic W-2. Cash App Taxes is the main option that stays $0 for both federal and one state across a wide range of forms.
• Guidance first: TurboTax is the most polished interview. H&R Block is close and usually cheaper, with better in-person backup.
• Free and official: If your adjusted gross income is at or below the Free File limit, start at IRS.gov/freefile (not a company’s commercial site). For the 2026 filing season that covered 2025 returns, the guided-software threshold was $89,000 AGI. Partners set extra rules (age, state, military status). Fillable Forms are free at any income if you are comfortable completing forms yourself. Free File is seasonal—check the IRS page for whether it is open.

Practical notes

• Confirm the final price and which forms are included before you start entering data. “Free” tiers at the big brands often exclude investments, self-employment, or itemizing and then push an upgrade.
• Accuracy guarantees usually cover software calculation errors (penalties/interest), not mistakes you make entering information.
• Very complex returns (multiple businesses, foreign income, major life events, or prior-year problems) are often better with a CPA or enrolled agent than with DIY software.
• Lower-income filers can also use free VITA or TCE volunteer sites; military families should look at MilTax.

Prices and eligibility change each season. Check the provider’s current pricing page and IRS.gov before you file.

Choosing tax software depends mostly on how simple or complex your tax situation is, and how much hands-on help you want. Here's a rundown based on the current options for the 2025 tax year (filing in 2026):

Best free option: FreeTaxUSA FreeTaxUSA is a standout because it offers free federal and inexpensive state filing, supports all major forms and schedules, and supports more 1099 uploads than before. If your return is complex but you don't want to pay a lot, this is a strong pick since it handles complicated federal returns for free — you only pay for state filing.

Best overall / easiest to use: TurboTax TurboTax is a perennial favorite for its interface and guidance — it's the top pick for ease of use, with a user experience that feels like an interview with a tax preparer who knows just what to ask and how best to guide you. It's particularly good if you're self-employed with a complex tax profile, though it tends to be pricier than competitors. Its free tier is limited — it covers only simple tax situations, mainly useful if you have W-2 income and want basic tax breaks like the child tax credit or student loan interest deduction.

Best for live tax pro support: H&R Block If you want backup from an actual tax professional, H&R Block is the top pick for tax pro support — its paid Deluxe, Premium and Self-Employed tiers include unlimited screen sharing and chat support with a pro at no additional cost, something that usually costs extra with TurboTax. They even offer a full-service option: a "Have a Pro Do It" option, where you can send an enrolled agent or CPA your documents and they complete your tax filing forms on your behalf.

Best budget-friendly paid option: TaxSlayer TaxSlayer is known for being affordable while still covering most needs — it has a fast, understandable interface, supports all major IRS forms and schedules, offers thorough coverage of tax topics, and has generous US-based support options.

If you're self-employed/small business: TurboTax Home & Business or TaxAct are often recommended, as TurboTax Home & Business 2025 is noted for its comprehensive features tailored to self-employed and small business filers, while Drake and TaxAct support depreciation, payroll taxes, and advanced deductions.

Bottom line recommendation

• Simple return (W-2 only): FreeTaxUSA or the free tiers of TurboTax/H&R Block/TaxAct.
• Want the smoothest, most guided experience and don't mind paying: TurboTax.
• Want live help from a real tax pro without huge extra cost: H&R Block.
• Have a complex return but want to minimize cost: FreeTaxUSA.
• Self-employed/small business: TurboTax Home & Business, H&R Block Self-Employed, or TaxAct.

All of these are IRS-authorized e-file providers, so whichever you choose, your return will be submitted directly and securely to the IRS.

The best tax preparation software for you depends on how complex your tax return is, how much guidance you want, and your budget.

Here is a breakdown of the top options categorized by what they do best:

1. Best Overall Value: FreeTaxUSA

• Cost: Free for federal; ~$15 per state return.
• Best for: Anyone with a moderate-to-complex return (investments, freelance income, rental property) who wants to avoid high fees.
• Pros: Unlike many competitors, FreeTaxUSA supports virtually all major tax forms—including Schedule C (self-employment), Schedule D (capital gains), and Schedule E (rental properties)—at no extra charge for federal.
• Cons: The interface is more text-heavy and less polished than TurboTax, and it offers limited automatic import from brokerages.

2. Best Completely Free (Federal & State): Cash App Taxes

• Cost: 100% Free for both federal and one state return.
• Best for: Straightforward W-2 earners, simple 1099 freelancers, and basic investors.
• Pros: Truly free with zero upsells. Clean mobile-first design.
• Cons: Does not support multi-state returns, foreign earned income, or complex business situations. Requires a Cash App account.

3. Best Free Government Options: IRS Free File & IRS Direct File

• IRS Free File: If your Adjusted Gross Income (AGI) is $79,000 or less (limit adjusted annually), you can access brand-name tax software (like TaxSlayer, TaxAct, etc.) completely free via the IRS Free File portal on IRS.gov.
• IRS Direct File: If you live in an eligible participating state and have relatively standard tax situations (W-2 income, SSA, standard deduction), you may be able to file federal taxes directly on the IRS website for free.

4. Best User Experience & Seamless Imports: TurboTax

• Cost: High ($0 to $120+ for federal, plus $40–$60+ per state).
• Best for: People who prioritize convenience, automated document imports, and step-by-step guidance over cost.
• Pros: Easiest interface on the market. Excellent at automatically importing documents (W-2s, 1099-B/DIV from brokerages, crypto transactions). Robust add-on access to on-demand CPAs and enrolled agents (TurboTax Live).
• Cons: Expensive, and frequently pushes users into higher-tier paid tiers even for relatively common situations (e.g., student loan interest, HSA deductions, or small freelance gigs).

5. Best for In-Person or Hybrid Help: H&R Block

• Cost: Moderate to High ($0 to $115+ for federal, plus ~$45+ per state).
• Best for: Taxpayers who want an easy digital experience, but like knowing they can walk into a local brick-and-mortar office if things go wrong.
• Pros: Very intuitive, user-friendly interface comparable to TurboTax, generally slightly cheaper, with the option to hand off your return to an in-person tax pro if you get stuck.
• Cons: Similar to TurboTax, prices escalate quickly once you move past a basic W-2 return.

6. Best Budget Pick for Freelancers & Gig Workers: TaxSlayer

• Cost: Budget-friendly ($23–$68 for federal, plus ~$40–$45 per state).
• Best for: Independent contractors, rideshare drivers, and small business owners looking for a balance of lower price and direct guidance.
• Pros: TaxSlayer’s Self-Employed tier is substantially cheaper than the equivalent tiers from TurboTax or H&R Block.

Quick Recommendation Guide:

*Tip: Before purchasing software, always check IRS Free File to see if you qualify to use full-featured software at no cost.*

I'll research current IRS filing options to compare free and paid software for you.

I've identified your main options — now I'll verify the details directly from IRS sources.

There is no single best software — use IRS.gov to pick based on income and how much help you want:

1. Start with free IRS options first

IRS Free File — Guided Software

Best if your 2025 Adjusted Gross Income was $89,000 or less.

• For 2026, there are eight IRS Free File trusted partners.
• Participants named for 2026 are: 1040.com, 1040Now, EzTaxReturn, FileYourTaxes.com, FreeTaxUSA, OnLine Taxes, TaxAct and TaxSlayer.
• Each partner sets its own eligibility requirements, which may include age, income, state residency and military status
• Some partners also offer free state tax return preparation and filing

Free File is a public-private partnership ... and the program is only available on IRS.gov.

Always start at IRS.gov/FreeFile so you land in the official free flow rather than a paid product.

IRS Free File Fillable Forms

Best if you make too much for Guided Software but can do it yourself.

• Available to taxpayers who are comfortable preparing and filing their own returns, regardless of income level
• If your income exceeds $89,000, you can still file your federal return for free using IRS Free File Fillable Forms.
• Trade-off is you fill in the forms yourself with minimal guidance.

MilTax for military

Best for military community.

• A free tax resource, offered through the Department of Defense, for eligible members of the military community
• It allows for the electronic filing of a federal tax return and up to three state returns for free

VITA / TCE volunteer help

Best if you want in-person free help.

• Volunteer Income Tax Assistance and Tax Counseling for the Elderly programs offer free basic tax return preparation to qualified individuals
• VITA is generally for $69,000 or less; also certain taxpayers with disabilities or language needs, and TCE is primarily taxpayers age 60 and older

Note: IRS Direct File will not be available for 2026:

The IRS will halt its government-run Direct File program for the 2026 tax season, and notified 25 partner states that Direct File “will not be available” next filing season. If you used it in 2024 or 2025, you'll need to switch.

Timing note: the 2026 season covered federal returns for the 2025 tax year, and IRS Free File remains available through Oct. 15, 2026. Since today is Oct. 28, 2026, check IRS.gov for what is currently open for late filers.

2. If you don't qualify for free, or want more guidance

• FreeTaxUSA — Best value: $0 federal + $15.99 state, handles complex forms like K-1s and Schedule C for no federal fee.

• Cash App Taxes / FreeTaxUSA for simple returns: If your return is simple (W-2 only, standard deduction), Cash App Taxes or FreeTaxUSA can file it for free.

• TurboTax Online — Best for ease/imports: $0–$129 federal, $59 state, with W-2 photo capture, brokerage 1099 imports from Fidelity, Schwab, Vanguard, and Robinhood, and conversational interview flow still the smoothest in the category.

• H&R Block — Middle ground with offices: H&R Block and TurboTax both offer free tiers, but they're limited to very simple returns. TurboTax and H&R Block are still not part of the [Free File] program, so don't confuse their "free" marketing with IRS Free File.

Quick picker

• AGI ≤ $89,000 and want guidance -> IRS Free File Guided Software via IRS.gov
• Any income, comfortable with 1040 -> Free File Fillable Forms
• Military -> MilTax
• Lower-income, disabled, limited-English, or 60+ and want help -> VITA/TCE
• Self-employed / investments / want imports or live expert -> FreeTaxUSA to save money, TurboTax for most polished guidance, H&R Block if you want in-office option

This is general information, not tax advice. Verify eligibility and current pricing on IRS.gov before you file.

I can’t pick one definitively without knowing your AGI, state(s), income types, and whether you want human help. But based on the current 2026 guidance, here’s how I’d choose:

• If you qualify for free guided software: Start with IRS Free File through IRS.gov. Taxpayers with AGI of $89,000 or less can use guided tax prep software at no cost, and some providers offer free state filing. You must begin from the IRS Free File page on IRS.gov to get free access. If you’re comfortable doing your own return, Free File Fillable Forms are available regardless of income. irs.gov

• Best overall low-cost DIY: FreeTaxUSA. Federal is free; state is $15.99. It’s completely free only if your AGI is $48,000 or less, or you’re active-duty military with AGI of $84,000 or less. Its price doesn’t jump just because you’re self-employed or itemizing. You can add Deluxe Support for $7.99 or Pro Support for $44.99. kiplinger.com

• Easiest DIY: TurboTax. It’s very seamless with imports from QuickBooks, banks, and even photo W-2s. The free edition only works for the simplest returns. Deluxe is about $79 federal + $64 state; Premium is about $139 + $64; Expert Assist options cost more. kiplinger.com

• Best for complicated situations or pro help: H&R Block. Deluxe, Premium, and Self-Employed include unlimited expert help, and you can add a Tax Pro Review or hand everything to a pro. Free online is $0; Deluxe is about $65 federal + $37 state; Deluxe with Tax Pro Review is about $130 + $37. kiplinger.com

• Truly free but limited support: Cash App Taxes. It’s free for federal and state for any tax situation, with no paid upgrades. The tradeoffs: limited support, many forms must be filled manually, and it doesn’t support multi-state filing, foreign earned income, or underpayment penalty calculations. kiplinger.com

• Other free resources: MilTax for active-duty, reserve, Coast Guard, and certain veterans—free federal and up to five state returns. VITA/TCE offers free tax prep from IRS-certified volunteers for eligible taxpayers. irs.gov

E-filing note: With commercial software, your return is transmitted through an IRS-approved secure channel—not email. You sign electronically using a self-select PIN or prior-year AGI. IRS computers also check for easy-to-fix mistakes and send the return back if needed. irs.gov

Bottom line: If eligible, start with IRS Free File. If not, FreeTaxUSA is the best low-cost DIY pick, TurboTax is easiest, H&R Block is best for complex returns or pro access, and Cash App Taxes is best if you want truly free and are confident handling forms yourself. You generally don’t pay until you file, so you can start on more than one platform and choose. kiplinger.com

For U.S. individual returns, the best option depends on your tax situation. For 2025 returns filed during the 2026 tax season, I’d start with these:

My quick picks: Try IRS Free File first if you qualify and want step-by-step guidance. Choose FreeTaxUSA if you’re comfortable filing yourself and want broader tax-form coverage while keeping federal filing free. Choose VITA/TCE if you’d rather get in-person or volunteer assistance.

Timing note: It’s October 2026, between filing seasons. The IRS’s listed Free File partners and eligibility are for the 2026 season; check IRS.gov when the next season opens for filing 2026 tax-year returns. Direct File is not listed among the options for 2025 returns. (irs.gov)

The best free tax filing service depends on whether you want the easiest experience, the broadest free coverage, or free state filing too. The strongest overall truly free option is usually Cash App Taxes, while IRS Free File is the best government-backed option for eligible taxpayers, and FreeTaxUSA is often the best free federal-filing option if you don’t mind paying for state filing.²⁵⁶⁸¹⁰

• Cash App Taxes — Best if you want free federal and state filing with broad form support; it is described as the only service that offers comprehensive federal and state preparation and filing at no cost.⁵⁸⁹
• IRS Free File — Best if your AGI is $89,000 or less and you want no-cost guided software from IRS partner companies; some partners also include free state filing.¹⁴⁶¹⁷
• FreeTaxUSA — Best for free federal filing if you’re comfortable paying a small fee for state returns; CNBC and PCMag both highlight it as a top free federal option, with state returns priced separately.²⁵¹⁴
• H&R Block Free Online — Best for a simple return if you want a familiar brand and free federal/state filing for qualifying simple returns.²⁸¹³
• TurboTax Free Edition — Best for usability if your return is simple enough to qualify for the free tier.²²⁰
• TaxAct Free Edition — Best if you want live support options in a free or low-cost workflow, though the free tier is limited to simple returns.²¹⁶

A practical way to choose:

• If you want the most completely free option, start with Cash App Taxes.⁵⁸⁹
• If your income is under the IRS threshold and you want guided help, check IRS Free File first.¹⁴⁶
• If you have a more complex return but can pay a little for state filing, FreeTaxUSA is a strong choice.²⁵¹⁰

If you want, I can also narrow this down by your situation, such as simple W-2 only, self-employed, student, unemployed, or needs free state filing.

Best Free Tax Filing Services for 2026

Here's a breakdown of the top free options, since "free" can mean very different things depending on your income and tax situation:

1. IRS Free File (Best for income-based free filing)

This is a partnership between the IRS and private tax software companies. IRS Free File offers eligible taxpayers with an Adjusted Gross Income of $89,000 or less in 2025 access to tax preparation software at no cost, with eight IRS Free File trusted partners for 2026. The participating providers are 1040.com, 1040Now, EzTaxReturn, FileYourTaxes.com, FreeTaxUSA, OnLine Taxes, TaxAct and TaxSlayer.

Keep in mind: each private partner sets extra filters like age, state residency, or military status, and some may charge for state returns or for filers who don't meet their criteria. For those above the income limit, Free File Fillable Forms are available regardless of income, though they're better suited for people comfortable preparing their own taxes without guidance.

2. Cash App Taxes (Best for 100% free filing, no income limits)

Cash App Taxes lets you file state and federal returns at no cost with access to nearly every IRS form and schedule, though there's no real professional support, so it's best suited for filers who know what they're doing. It's the only major tax software that is completely free across every feature, every form, federal and state—with the catch that you must use Cash App and some states are unsupported. It even covers more complex situations: it handles self-employment income (Schedule C), investment income (Schedule D), rental property (Schedule E), itemized deductions, HSA, and cryptocurrency — all for free.

3. FreeTaxUSA (Best for free federal filing regardless of complexity)

Federal filing is completely free for all tax situations with no income limits and no restrictions on complexity — you only pay for state filing if you need it, typically $15 or less.

4. H&R Block Free

H&R Block offers a free online tax filing service that includes free state tax prep, Earned Income Credit (EITC), Child Tax Credit (CTC), retirement plan distributions and deductions for student loan interest. However, it has limits: its free tier only covers W-2, student loans, and retirement, with upsells required for deductions or investments.

5. TurboTax Free

The free version covers federal and state returns (Form 1040 + limited credits), with TurboTax claiming 37% of taxpayers are eligible. This is the most restrictive option — best only for very simple W-2 returns.

6. TaxAct

It's a member of the Free File Alliance that makes free returns available to eligible taxpayers; if you don't qualify, you can pay with your refund for a $54 processing fee.

7. MilTax (For military members)

Coast Guard members and certain veterans can prepare and e-file federal and up to five state tax returns for free through this Department of Defense program.

8. VITA/TCE (For low-income, elderly, or disabled filers)

Free in-person help is available through Volunteer Income Tax Assistance and Tax Counseling for the Elderly programs, which offer free basic tax return preparation to qualified individuals.

Quick Recommendation Guide:

• Simple W-2 return, under $89K income → IRS Free File
• Want zero cost no matter what, even with investments/self-employment → Cash App Taxes
• Complex return but don't want to pay for federal → FreeTaxUSA (just pay ~$15 for state)
• Prefer a well-known brand → H&R Block Free or TurboTax Free (if you qualify for simple returns)
• Need in-person help or are low-income/elderly → VITA/TCE

One important caveat worth noting: some companies advertise "free" tax-filing services that are only free for very few people, and not all of them allow you to file both state and federal returns for free — so it's worth double-checking eligibility before you start.

Start with IRS Free File (the official program)

If your adjusted gross income (AGI) was $89,000 or less, you can use IRS Free File's guided tax software for free — available in all 50 states and DC, supporting all major tax situations, with free state return offers for most states (irs.gov). The program prohibits upselling, hidden fees, and deceptive design, and partners must pay any IRS penalties or interest caused by their software's calculation errors (irs.gov).

If you earn more than $89,000 — or just prefer to fill out forms yourself — Free File Fillable Forms is available to anyone regardless of income (irs.gov).

The 8 IRS Free File partners and their criteria

Source: irs.gov

Note that several partners apply the same criteria to filers with a foreign address (irs.gov). Active-duty military get a free federal return from any guided provider as long as their AGI is within the program threshold (irs.gov), and CNBC notes eligible service members and veterans can e-file a federal return plus up to three state returns free (cnbc.com).

Best standalone free options (outside IRS Free File)

These aren't part of the IRS program, so the terms differ — but they're worth knowing about:

• Cash App Taxes — Completely free federal and state returns with nearly every IRS form and schedule, plus free audit defense. The trade-offs: no support from tax professionals, most information must be entered manually, and you can't file returns for multiple states (cnbc.com). Refunds can arrive several days early if deposited to a Cash App account.
• FreeTaxUSA (direct) — CNBC's pick for itemizers, since it's one of the few free options that lets you itemize at no extra charge and automatically compares that against the standard deduction. Federal is free for most situations; state returns are $15.99 (cnbc.com). Important: this is the commercial free tier — the IRS Free File version has the $51,000 AGI cap but includes a free state return.
• TurboTax Free Edition — Best for usability, with step-by-step Q&A guidance, explainers, and videos. Free federal and state for simple returns; roughly 37% of taxpayers qualify (cnbc.com).
• H&R Block Free — Free federal and state for simple returns. You can't itemize, but you can report unemployment income, limited interest/dividends, and claim student loan interest, the Child Tax Credit, and the Earned Income Tax Credit (cnbc.com).
• TaxAct (direct) — Best for live support: U.S.-based Xpert Assist, 24/7 phone and chat, and an accuracy guarantee covering legal fees up to $100,000. Free federal for simple returns, but state returns run $39.99–$62.99, and returns with freelance or investment income don't qualify for the free plan (cnbc.com).

Free in-person help

• VITA (Volunteer Income Tax Assistance) — Free preparation for people with income of $67,000 or less, people with disabilities, or those with limited English skills. Sites are typically in libraries, schools, and community centers (cnbc.com).
• TCE (Tax Counseling for the Elderly) — Free preparation for filers 60 and older, including help with retirement-related questions. Find a location via the IRS or AARP Tax-Aide site locator, or call 888-227-7669 (cnbc.com).

Quick guidance

• Income ≤ $51,000: FreeTaxUSA or OLT via IRS Free File — free federal and state in all states.
• Income $51,000–$89,000: Check the partner table above for age/state restrictions; TaxAct and 1040.com have the broadest age ranges.
• Itemizing deductions: FreeTaxUSA.
• Simple return, want hand-holding: TurboTax Free Edition.
• Multiple states or complex forms, want $0: Cash App Taxes (but no professional support).
• Income over $89,000: Free File Fillable Forms, or a commercial free tier if your return is simple.

One caution from CNBC: free tiers usually carry limitations — often restricted to simple returns, and frequently excluding state returns (cnbc.com). Verify your eligibility with each provider before starting, since criteria (AGI bands, age, qualifying states) vary significantly.

The best free tax filing service depends on the complexity of your tax situation, your income level, and whether you also need to file state taxes for free.

The most reliable, genuinely free tax preparation services fall into clear categories:

1. Best Truly 100% Free Service: Cash App Taxes

(Formerly Credit Karma Tax)

• Cost: $0 Federal, $0 State.
• Best for: Anyone who wants both federal and state returns filed completely free, including self-employed individuals and investors.
• Pros: Unlike many "free" tiers that force you to upgrade as soon as you have student loans, freelance income, or investments, Cash App Taxes supports most common forms (W-2, 1099-NEC, Schedule C, crypto, stock sales) at no cost.
• Cons: Requires a Cash App account to access. It does not support filing in multiple states or certain obscure IRS forms. Customer support is primarily automated/chat-based.

2. Best for Complex Returns & Transparency: FreeTaxUSA

• Cost: $0 Federal; ~$15–$16 per State return.
• Best for: Filers with investments, rental income, or small business income who don’t mind paying a small fee for state filing.
• Pros: FreeTaxUSA supports virtually all federal IRS forms and schedules for free—including self-employment, HSA contributions, and itemized deductions—without aggressive upsells or hidden tiers. It is widely considered the most straightforward, no-nonsense DIY software.
• Cons: State returns are not free unless you access the software through the IRS Free File partner portal and meet income limits.

3. Best Direct Government Option: IRS Direct File & IRS Free File

• Cost: $0 Federal; state options vary.
• Best for: Filers looking for government-backed, ad-free filing.
• IRS Direct File: A service developed directly by the IRS that allows eligible taxpayers in participating states to file directly with the government for free.
• IRS Free File Alliance: If your Adjusted Gross Income (AGI) is below a specific threshold (typically around $79,000), you can access free commercial software (such as TaxSlayer, TaxAct, and ezTaxReturn) via IRS.gov/freefile.
• Pros: Guaranteed no upselling when accessed via the official IRS portal.
• Cons: You must start from the IRS.gov website (navigating directly to the brand's commercial site often leads to paid tiers).

4. Best for Very Simple W-2 Returns: H&R Block Free & TurboTax Free Edition

• Cost: $0 Federal, $0 State (only for "simple" returns).
• Best for: Filers with a basic W-2, standard deduction, and standard credits (like the Earned Income Tax Credit or Child Tax Credit).
• Pros: Highly polished interfaces, excellent mobile apps, and step-by-step guidance.
• Cons: Very strict definitions of a "simple return." If you have HSA contributions, freelance 1099 income, stock sales, or need to itemize deductions, these platforms will require you to upgrade to paid tiers that can exceed $100.

5. Best Free In-Person & Specialized Programs

If you prefer human assistance or belong to a qualifying group, several programs offer completely free preparation:

• MilTax (Military OneSource): Free tax prep and e-filing for active-duty service members, military spouses, and certain veterans. Covers one federal return and up to three state returns regardless of income.
• VITA (Volunteer Income Tax Assistance): An IRS-sponsored program offering free basic tax preparation by certified volunteers for taxpayers generally earning $67,000 or less, individuals with disabilities, or those with limited English proficiency.
• TCE (Tax Counseling for the Elderly): Focuses on filers age 60 and older, specializing in pension and retirement-related tax questions.

Summary Recommendation:

• Choose Cash App Taxes if you need both federal and state returns 100% free and have freelance or investment income.
• Choose FreeTaxUSA if you have a complicated tax return and don't mind paying around $15 for your state filing to get a reliable, ad-free experience.
• Choose H&R Block Free if you have a standard W-2 job and prefer a polished, guided interview format.
• Check IRS.gov/freefile first if your income is below the IRS threshold to unlock premium commercial tools for free.

I'll search for the best free tax filing options to compare what's available.

I found several strong candidates — now I'll verify the details on IRS Direct File and a few other options.

For the 2026 filing season - 2025 tax year - these are the best truly free options:

1. IRS Free File - Best official gateway

Taxpayers with Adjusted Gross Income (AGI) of $89,000 or less qualify for the IRS's Free File program.

• It is not IRS-built software - the IRS partners with eight companies — including TaxAct, TaxSlayer, and FreeTaxUSA — that offer their software for free through the program.
• For tax year 2025 filed in 2026, Free File is available to taxpayers with AGI of $89,000 or less.
• Start at IRS.gov/freefile and use the “Find your trusted partner” tool. Answer questions about income, age, state, and military status, and the IRS sends you to a partner that fits.
• The free deal only applies when you enter through the IRS portal.
• Some partners also offer free state tax return preparation and filing , but you must check - some charge separately for state.

Use this first if your AGI is under the cap.

2. Cash App Taxes - Best completely free federal + state for everyone

Cash App Taxes (formerly Credit Karma Tax) is the price disruptor: federal and state filing for $0, with no upsell ladder, covering schedules C, D and E plus crypto.

• Advertises free federal and state preparation with no paid filing tier. It supports both simple and complex returns, including W-2s, 1099s, investments, and self-employment income.
• Other reviews note it is free even with 1099 income, self-employment, stock sales and bitcoin with no income limits.
• Limits: one state only, no multi-state or part-year returns, no foreign earned income, and you need a Cash App account.
• Specifically does not support: Multiple state returns, Part-year state returns, Nonresident state returns

Pick this if you have a single-state return and want $0 federal + $0 state with no upsells.

3. FreeTaxUSA - Best cheap option for complex returns

FreeTaxUSA's free tier is the exception among the traditional players: every federal situation, free, with state at $15.99.

• Priced as $0 fed + $15.99/state with Federal always free.
• Federal return is genuinely free for all situations, and its own site lists rental income under the features covered at $0.
• Also described as free federal filing and a flat $15.99 per state.

Pick this if Cash App Taxes doesn't cover your forms, you need rental / self-employment / investments, and you can pay ~$16 for state.

4. Company “Free Editions” - Good only for simple returns

• Comparison tables list TurboTax Free (simple returns) and H&R Block Free (simple returns) with No strict limit (but limited features).
• TurboTax Free Edition (about 37% of filers qualify, per TurboTax), TaxAct Free (about 40%, per TaxAct)

In other words, starting a “free” return then adding a 1099, investments or rental often triggers an upgrade. If you have anything beyond W-2 + standard deduction + basic credits, Cash App Taxes or FreeTaxUSA via IRS Free File is usually cheaper.

TaxSlayer also has a narrow free tier: Simply Free $0 (narrow eligibility); Classic $44.99 federal; Self-Employed $74.99 federal; State $47.99

5. VITA and TCE - Best free in-person help

VITA sites offer free basic tax preparation services to individual taxpayers who generally make $69,000 or less, those with disabilities, and taxpayers with limited English proficiency. TCE sites offer free federal and state tax preparation assistance to taxpayers who are 60 and older

• Described generally as VITA and TCE: free basic tax preparation by IRS-certified volunteers for qualifying taxpayers.
• VITA and TCE are programs with IRS-certified volunteers. They explain tax credits and prepare basic tax returns.

Best if you want a person to prepare it, are 60+, have a disability, or need language help.

6. MilTax - Best for military

Department of Defense MilTax offers Active military, transitioning members, eligible veterans with Federal return plus up to 3 state filings.

• Available to active-duty service members, veterans, and their families. It allows users to file one federal return and up to three state returns for free, regardless of income
• Includes software built for military edge cases: combat pay exclusion, multi-state moves within a tax year, deployment-related extensions.

If you qualify for military benefits, use this before any commercial free tier.

7. Free File Fillable Forms - Best if you're over the income cap

Those earning above this threshold can still utilize the Interactive Free File Forms, which are electronic versions of paper forms, suitable for those who prefer manual tax preparation.

No income limit, but almost no guidance - you do the calculations yourself.

What happened to IRS Direct File?

The IRS will halt its government-run Direct File program for the 2026 tax season, ending a short-lived effort to allow taxpayers to prepare and submit returns directly through the agency’s website.

The IRS told states Direct File “will not be available” next filing season, and that there is no timeline for bringing it back.

Use IRS Free File, Cash App Taxes, FreeTaxUSA, VITA/TCE, or MilTax instead.

Quick picker:

• Under $89K AGI and want guided software: IRS Free File
• Want $0 state too, single state: Cash App Taxes
• Complex federal but okay paying state: FreeTaxUSA
• In-person help, ≤$69K / 60+: VITA/TCE
• Military: MilTax

The best free option depends on your income, how complex your return is, and whether you need a free state return. These are the strongest choices for U.S. filers preparing 2025 returns (the 2026 filing season).

Start here if your AGI is $89,000 or less

IRS Free File is the official program. Guided software from eight trusted partners is free for federal returns if your 2025 adjusted gross income (AGI) is $89,000 or less. Some partners also include a free state return; others charge. Each partner sets extra rules (age, state, military status, and sometimes a lower income cap).

Important: start at IRS.gov/freefile, not a company’s regular website, or you may be charged the commercial price. Partners include TaxAct, TaxSlayer, FreeTaxUSA, 1040.com, 1040Now, ezTaxReturn, FileYourTaxes.com, and On-Line Taxes. [¹](irs.gov/newsroom/2026-tax-filing-season-open...) [²](nerdwallet.com/taxes/learn/free-tax-filing-h...)

IRS Free File Fillable Forms are free for anyone, at any income, but they are blank electronic forms with little guidance and no state filing. Use them only if you are comfortable preparing your own return. [¹](irs.gov/newsroom/2026-tax-filing-season-open...)

Best if you want truly $0 federal and state

Cash App Taxes is the standout commercial option for completely free filing. Federal and one state return are free with no income limit, including many situations other free tiers reject (self-employment/1099 income, investments, crypto, itemized deductions, and common credits). There are no paid upgrade tiers.

Limits: you need a Cash App account; multi-state, part-year, and some complex situations are not supported; and there is no live tax-pro review. [³](zdnet.com/finance/taxes/file-2025-taxes-free...) [⁴](cash.app/taxes) [⁵](pcmag.com/reviews/cash-app-taxes)

Best free federal filing for complex returns

FreeTaxUSA prepares the federal return free for essentially all individual situations and income levels. A state return is typically about $15–$16. Upselling is light compared with the big brands, which makes it a strong choice for Schedule C, investments, or itemizing if you are fine paying a small state fee. [²](nerdwallet.com/taxes/learn/free-tax-filing-h...) [⁶](bestfreetaxfiling.com)

Best free tiers from big-name software (simple returns only)

These are free only if your situation stays inside a narrow set of forms. Go beyond that and you are pushed into a paid product.

H&R Block’s free tier is generally more generous than TurboTax’s. Both are known for upsell pressure once your return is no longer “simple.” [²](nerdwallet.com/taxes/learn/free-tax-filing-h...) [⁷](turbotax.intuit.com/personal-taxes/online/fr...)

Free in-person or specialized help

• VITA (Volunteer Income Tax Assistance): IRS-certified volunteers prepare basic returns for free. Aimed at people who generally made about $67,000–$69,000 or less, plus people with disabilities and limited-English speakers. Sites vary; find one at IRS.gov/vita or call 800-906-9887. [²](nerdwallet.com/taxes/learn/free-tax-filing-h...) [⁸](facebook.com/IRS/posts/preparing-to-file-you...)
• TCE / AARP Tax-Aide: Free help focused on taxpayers 60 and older, especially retirement-related issues. [²](nerdwallet.com/taxes/learn/free-tax-filing-h...)
• MilTax: Free federal filing plus multiple state returns for eligible service members, Guard/Reserve, and certain family members, through Military OneSource. No income limit for the federal return. [¹](irs.gov/newsroom/2026-tax-filing-season-open...) [²](nerdwallet.com/taxes/learn/free-tax-filing-h...)

Quick picks

• AGI $89,000 or under: Start with IRS Free File.
• Want $0 federal and state, including side income or investments: Cash App Taxes (one state).
• Complex federal return, okay paying ~$16 for state: FreeTaxUSA.
• Simple W-2 return and you want a familiar brand: H&R Block Free (check eligibility before you invest time).
• Military: MilTax.
• Prefer a person to prepare the return: VITA or TCE.

IRS Direct File is not available this season. Always confirm current eligibility and supported forms on the provider’s site before you start, and use direct deposit for the fastest refund. This is general information, not tax advice.

My first call would be Mei CPA, P.C. It’s a Brooklyn-based, New York–licensed CPA firm that handles individual tax preparation, and it also offers small-business tax and IRS support if your return is more involved. The office is at 1714 86th Street, 2nd Floor; call (718) 975-3363. (meicpa.com)

If you’re closer to Midwood, Exceptional Tax & Accounting Services is another option at 1825 Coney Island Avenue (718-285-9533). It handles tax preparation and tax issues; local directory listings show strong review scores, though ratings are only one factor in choosing a preparer. (exctaxservices.com)

Before hiring either, ask for a written fee estimate based on your return, who will prepare and review it, and whether follow-up questions or IRS notices are included. If you tell me your neighborhood and whether you have only W-2 income or also freelance, rental, investment, or business income, I can narrow this down.

If you want the safest recommendation from the results, I’d start with R&G Brenner Income Tax or ISAT CPAs because both have strong review volume and high ratings in Brooklyn. R&G Brenner has a 4.8 rating from 221 reviews at 299 Kings Hwy, while ISAT CPAs has a 5.0 rating from 144 reviews at 2424 Ralph Ave.¹¹⁶

A few solid Brooklyn options, depending on what you value most:

• R&G Brenner Income Tax — best balance of strong rating and large review count; established Brooklyn office and convenient hours.¹¹⁶
• ISAT CPAs — excellent rating with substantial review volume; a good choice if you want a CPA-focused firm.¹⁶
• Premier Accounting Tax & Business — very strong review volume (476 reviews) and a 4.8 rating.¹⁶
• Exceptional Tax & Accounting Services — 4.9 rating with 211 reviews; another strong local option.¹⁶
• Husney CPA — 5.0 rating though with fewer reviews (54), so it’s promising but less proven than the higher-volume firms.¹⁶
• Park Slope Taxes — a Brooklyn firm that says it uses accountants and enrolled agents and handles both personal and business taxes.³⁴

If you prefer a firm with a long local track record and a more traditional tax-prep profile, Gerstein’s Brooklyn Tax Service says it has served the community for more than 45 years and offers personal, business, and advisory services.[local search result]

If you want, I can narrow this to the best Brooklyn tax accountant for personal returns, small business taxes, or lowest cost.

I don't have access to a database of specific local businesses or professionals, so I can't recommend a particular tax accountant in Brooklyn for you. Additionally, this is the kind of decision that really depends on your personal circumstances, preferences, and needs, so a general web search wouldn't give me reliable enough information to make a genuine recommendation.

That said, here are some practical ways to find a good tax accountant in Brooklyn:

• 1.Check credentials: Look for a CPA (Certified Public Accountant) or EA (Enrolled Agent), especially if your taxes are complex (self-employment, rental property, multiple income streams, etc.).

• 1.Use professional directories:

• NYSSCPA (New York State Society of CPAs) has a "Find a CPA" directory
• IRS Directory of Federal Tax Return Preparers
• NAEA (National Association of Enrolled Agents) directory

• 1.Ask for referrals: Friends, family, or colleagues in Brooklyn who have similar tax situations (freelancer, small business owner, homeowner, etc.) often give the most trustworthy recommendations.

• 1.Check reviews: Google Reviews, Yelp, or Better Business Bureau listings can help you gauge reputation and read about others' experiences.

• 1.Interview a few candidates: Many accountants offer free initial consultations. Ask about:

• Their experience with situations like yours
• Their fee structure (flat fee vs. hourly)
• Whether they offer audit support
• Availability during tax season

• 1.Consider your specific needs: A freelancer or gig worker, a small business owner, and someone with straightforward W-2 income may want different types of preparers (e.g., a CPA vs. a seasonal preparer at a chain like H&R Block).

If you want, tell me more about your tax situation (self-employed, own a business, rental income, etc.) and I can help you think through what type of accountant or what questions to ask when choosing one.

I'll search for top-rated Brooklyn tax accountants to help you choose.

I found several promising candidates. Now I'll open their pages to get details.

There is no single best accountant for everyone in Brooklyn — the right hire depends on whether you need individual vs. business preparation, planning, bookkeeping, or IRS help.

Here are 4 well-established, Brooklyn-based options for tax preparation, with different strengths:

1. Donofrio Inc. — 2026 voter pick for full-service individual + business work

2026: Brooklyn Voted Donofrio Inc. Best Accountant CPA!

• Address / contact: 8519 4th Ave, Brooklyn, (718) 921-1818 – donofrioinc.com
• Services: handles tax preparation, accounting, and financial guidance for individuals and businesses, with an emphasis on careful planning rather than last-minute scrambling
• Firm background: John Donofrio founded Donofrio Inc. in 2004. His practice is a tax, accounting and bookkeeping firm, and As an Enrolled Agent (EA), Donofrio is a federally-authorized tax practitioner who is empowered by the U.S. Department of the Treasury to represent taxpayers before all administrative levels of the Internal Revenue Service for audits, collections and appeals

Hire if: you want a single firm for annual preparation plus year-round planning, business analysis and forecasting.

2. OG Tax and Accounting Group Inc — multi-year winner, best for growing businesses

2025: Brooklyn Voted OG Tax and Accounting Group Inc Best Accountant CPA!

• Address / contact: 164 20th Street, Suite 2E, Brooklyn, (718) 788-1327 – ogcpafirm.com
• Business focus: They specialize in precise bookkeeping, strategic controller services, and CFO expertise, providing businesses with both day-to-day financial management and long-term strategic insights
• Tax focus: From comprehensive tax planning and preparation to strategic bookkeeping and consulting, their customized approach ensures you receive personalized attention and guidance
• Approach: Certified public accountant Oleg Gorshkov pays the same attention to all clients, whether big or small, business or individual

Hire if: you are a small enterprise to larger corporation that needs preparation + bookkeeping + CFO-level advice, not just a return filed.

OG also won the same Best of Brooklyn vote in 2024, 2023, and 2022.

3. MEI CPA, PC — best for individuals, freelancers, small businesses and IRS / ITIN issues

• Firm profile: Mei CPA, P.C. is a New York licensed CPA firm headquartered in Brooklyn, serving individuals, small businesses, and growing companies across NYC and New Jersey
• Credentials / history: Licensed NY CPA Firm, IRS Certified Acceptance Agent, Serving Brooklyn Since 2007
• Services: the firm provides tax preparation, accounting, IRS representation, QuickBooks support, and ITIN assistance
• Tax preparation specifically: Individual and small-business tax preparation from a team that knows what to look for before your return is filed
• ITIN help: As an IRS Certified Acceptance Agent, we assist eligible clients who need an Individual Taxpayer Identification Number
• Contact: Business: MEI CPA PC, 1714 86th Street, 2FL, Brooklyn, NY 11214, Phone: (718) 975-3363

Hire if: you are an individual, freelancer or small-business owner, need back-taxes / audit help, or need an ITIN.

4. Perkis CPA PC — best for planning to lower next year's bill

• Core promise: we have the expertise that is needed to help you file your returns while also helping you to minimize your tax liability with careful planning
• Preparation menu includes: Individual Tax Preparation, Business Tax Return Preparation, Gift & Estate Tax Return Preparation, Partnership & Corporate Tax Preparation, plus Estate and Succession Planning and Out-of-State Returns
• Planning method: Tax planning is essential to helping you successfully and legally reduce the amount of your tax liabilities, including suggest tax saving strategies that will maximize your after-tax income
• Contact: please call us at (718) 576-1834 or contact us through our website, at 25 8th Avenue Suite B, Brooklyn, New York 11217

Hire if: you own a small business in Brooklyn or need help with individual taxes and want proactive planning for deductions, deferral, and estate issues.

High-volume alternative for simple returns: Exceptional Tax & Accounting Services LLC has a 4.9 star rating with 362 reviews at 1825 Coney Island Ave 1st floor, Brooklyn, NY, 11230.

How to choose quickly

• 1.Match your situation: individual / freelancer → MEI or Perkis; business with books + growth → OG; full-service family + business → Donofrio.
• 2.Check credential for your need: CPA for licensed firm work, EA for IRS representation — e.g., Donofrio's EA status allows Treasury-authorized IRS representation noted above.
• 3.Call 2-3 firms and ask: fee for your return type, what's included in planning, how they handle audits/notices, and turnaround time.

If you tell me: individual or business, W-2 vs. self-employed / LLC / S-corp, and whether you have back taxes, an audit notice, or need an ITIN — I can narrow this to 1-2 best fits for you.

There isn’t one accountant everyone in Brooklyn should hire. The right fit depends on your neighborhood, whether you need a simple individual return or business/multi-state work, and how much advice you want beyond filing. These Brooklyn firms stand out in recent review data and credentials.

Strong local options

Mei CPA, P.C. (Paul Mei) — 1714 86th St, 2nd Floor (Bensonhurst) NY-licensed CPA firm with roughly a 4.8–4.9 rating across dozens of Google reviews. Clients often cite clear explanations, careful work, and help with IRS issues. Services include individual and small-business returns, bookkeeping, and representation. Phone: (718) 975-3363. Site: meicpa.com.

OG Tax and Accounting Group — 164 20th St (South Slope) About 4.8 on Yelp (around 80 reviews) and similarly strong Google feedback. Clients frequently mention thoroughness, responsiveness, and help with both personal and business returns. Phone often listed as (718) 788-1327. Site: ogcpafirm.com.

Black Ink Tax & Accounting Services — 1839 Flatbush Ave (Flatbush) Enrolled Agent–led practice with roughly a 4.8 rating and about 60 Google reviews, and a long local track record. Handles individual and small-business tax prep, planning, and bookkeeping. Phone: (718) 859-4555. Site: bitaccounting.com.

Nasir Faizi, CPA PLLC — around 939–941 Coney Island Ave (Midwood/Flatbush) CPA firm with a large review volume (often in the 4.5–4.7 range). Clients note experience with personal and business taxes plus IRS and state representation. Phone: (718) 421-3999. Site: nasirfaizicpa.com.

How to choose

• Prefer a CPA or Enrolled Agent (EA) if you have a business, rental property, multi-state income, investments, crypto, or prior IRS notices. Either credential lets them represent you before the IRS. A basic preparer is usually enough only for a straightforward W-2 return.
• Match the firm to your situation and ask specifically about similar clients.
• Get the fee in writing before you hand over documents. Prices vary widely with complexity.
• Read the most recent reviews, not just the average score, and confirm they still have capacity for the current season.
• Verify credentials: New York CPA license lookup, or the IRS enrolled-agent directory.

A short consultation with two of these (or others near you on Google Maps or Yelp) is usually enough to see who explains things clearly and feels responsive. If you share your neighborhood and whether this is personal only, freelance, or a business return, the shortlist can be narrowed further.

There’s no single “best” tax accountant for everyone — it depends on whether you need personal vs. business returns, payroll, audit help, remote filing, or just a convenient local office. Based on the search results, here’s how I’d narrow it down:

Strong Brooklyn-focused picks

• Tax Town of Brooklyn — Good if you want a Brooklyn-based firm handling personal and corporate taxes, tax audits, and payroll. They say they’ve served Brooklyn for over 40 years and are at 70 Avenue U, Brooklyn, NY 11223; phone (718) 449-9292 taxtownbrooklyn.com.
• Gerstein’s Tax Service — Good if you want a family-owned, 45+ year tax practice serving individuals, families, and privately held businesses. They offer a free consultation and secure document upload, and they work with clients in Brooklyn, NYC, the U.S., and abroad gersteintaxservice.com.

Top-rated local options from the search results

If you’re prioritizing high review scores and proximity, these stood out exa.ai:

• Earns Tax Service, Inc. — 4.9 stars from 67 ratings; 1070 Rutland Rd.
• Exceptional Tax & Accounting Services — 4.9 stars from 211 ratings; 1825 Coney Island Ave Ste 2.
• ISAT CPAs — 5.0 stars from 144 ratings; 2424 Ralph Ave.
• Husney CPA — 5.0 stars from 54 ratings; 2579 Ocean Ave.
• Real Tax USA — 5.0 stars from 16 ratings; 1722 Kings Hwy.
• Premier Accounting Tax & Business — 4.8 stars from 476 ratings; 756 Myrtle Ave.
• All Star Tax & Accounting Inc — 4.9 stars from 146 ratings; 584 Nostrand Ave.
• R&G Brenner Income Tax — 4.8 stars from 221 ratings; 299 Kings Hwy.
• Eco-tax, Inc. — 4.6 stars from 182 ratings; 3121 Ocean Ave Ste 303.
• H&R Block — 4.6 stars from 122 ratings; 326 9th St, good if you want a large chain with extended hours.

My suggestion

• For a Brooklyn neighborhood firm with broad personal/business tax services, start with Tax Town of Brooklyn or Gerstein’s Tax Service.
• For highest ratings, consider ISAT CPAs, Husney CPA, Real Tax USA, Earns Tax Service, or Exceptional Tax & Accounting.
• For evening/weekend convenience or a familiar chain, H&R Block or R&G Brenner are solid options.

Before hiring, confirm whether the preparer is a CPA or Enrolled Agent, ask about fees for your specific return, and make sure they have experience with your situation — especially if you’re self-employed, own a business, or have back taxes/audit issues.

The best tax accountant to hire in Brooklyn depends heavily on whether you are a W-2 employee, a freelancer/creative, a small business owner, or a real estate investor. Because New York City has its own distinct local tax laws (including the NYC local income tax and the Unincorporated Business Tax), working with someone well-versed in city-specific rules is critical.

Several highly regarded tax preparation services and CPAs across Brooklyn stand out based on different financial situations:

1. Best for Freelancers, Artists, and 1099 Creatives

• Brass Taxes
• Who they are: Founded in Brooklyn and built specifically for artists, actors, writers, and freelancers.
• Why consider them: Navigating multiple 1099 forms, multi-state earnings, and industry-specific deductions (equipment, studio space, travel) can be challenging. Brass Taxes offers a straightforward, judgment-free approach with clear upfront pricing and video consultations.
• Park Slope Taxes (Park Slope)
• Who they are: A neighborhood firm with accountants and Enrolled Agents (EAs).
• Why consider them: Known for personalized, year-round service for individuals and independent contractors who want an approachable, face-to-face neighborhood relationship.

2. Best for Small Businesses, LLCs, and Established Families

• Gerstein’s Brooklyn Tax Service (Midwood / Flatbush)
• Who they are: A Brooklyn fixture operating for more than 45 years.
• Why consider them: An established, multi-generational practice suited for families with growing assets, privately held small businesses, and clients with multi-year filing histories. They balance boutique service with deep institutional knowledge of NY state and local tax compliance.
• Brooklyn CPA (Paul Gerasimov, CPA)
• Who they are: A full-service accounting practice based in Brooklyn.
• Why consider them: Suited for small-business entities (LLCs, S-Corps, C-Corps) and non-profits. They assist with year-round bookkeeping, tax planning, and payroll compliance, ensuring corporate clients do not miss deductions or trigger local audit flags.

3. Best for Streamlining Books & Entity Structuring

• Jack Lieberman, LLC, CPA
• Why consider them: Highly reviewed by local small business owners who outgrew DIY software like TurboTax and need direct, partner-level attention to clean up bookkeeping, set up payroll, and file corporate returns without dealing with junior intermediaries.

Key Brooklyn & NYC Tax Nuances to Confirm

When interviewing a tax professional, make sure they proactively account for:

• 1.NYC Resident Tax: Unlike most cities, NYC levies its own personal income tax. Your preparer must ensure proper residency allocation if you moved into or out of the five boroughs mid-year.
• 2.NYC Unincorporated Business Tax (UBT): If you are a freelancer or single-member LLC earning net income above city thresholds, you may be subject to NYC’s 4% UBT. A knowledgeable local accountant will help structure deductions or evaluate an S-Corp election to minimize this liability.
• 3.MCTMT (Metropolitan Commuter Transportation Mobility Tax): Relevant if you have self-employment earnings exceeding statutory thresholds within the NYC metropolitan area.

Questions to Ask Before Hiring

• "Are you a licensed CPA, an Enrolled Agent (EA), or an unlicensed preparer?" (CPAs and EAs have unlimited representation rights before the IRS if an audit occurs.)
• "How do you charge?" (Ask whether they charge a flat fee per return/schedule or an hourly rate, and what counts as an extra charge.)
• "Are you available year-round or only during tax season?" (Crucial if you receive late tax notices or need quarterly estimated tax calculations.)