“Which online dealers should I use to buy gold bars and coins?”

Here are reputable U.S. online dealers that are consistently used by buyers for gold bars and coins. I’ve highlighted what each is best for and included recent, third‑party roundups for verification.

Top, widely used dealers

• APMEX — Best overall selection, strong site tools and customer support. BBB accredited, A+ rating. (money.com)
• JM Bullion — Often among the lowest delivered prices on mainstream coins/bars; clear tiered pricing and frequent promos. (benzinga.com)
• SD Bullion — Regularly competitive “low premium” options; large order volumes. As with any dealer, read policies and payment rules first. (bullionmetric.com)
• BGASC and Money Metals Exchange — Solid, U.S.-based dealers with competitive pricing and insured shipping. (dadaltinvestments.com)
• Kitco — Long-established metals dealer with buy/sell markets and storage options; large scale can mean slower fulfillment during spikes. (goldinvestingresearch.com)

Also worth a look (often good pricing on specific items)

• Hero Bullion, Monument Metals, Gainesville Coins, Bullion Exchanges — smaller to mid‑size shops that can undercut on certain coins/bars; compare total delivered price. (bullionmetric.com)

A special case many buyers use today

• Costco (members only) — Periodically lists 1 oz bars and select coins online and in some warehouses; premiums can be low but availability and pricing move with spot. Good for simple, sealed brand‑name bars. (cnbc.com)

Quick how-to choose (and save on premiums)

• Compare delivered price across 2–3 dealers before you buy (spot + premium + shipping + any card fees). JM Bullion and SD Bullion are frequently cheapest on common bullion; APMEX tends to win on breadth/availability. (bullionmetric.com)
• Use bank wire/e‑check when possible (dealers discount these vs. credit cards). (money.com)
• Favor liquid bullion: American Gold Eagles/Buffalos, Maple Leafs, Krugerrands, and 1 oz/10 oz/100 g bars from accredited refiners (PAMP, Rand, RCM, Valcambi). Reputable‑dealer lists above routinely stock these. (money.com)
• Check reputation markers before your first order: BBB profile and rating, clear return/cancellation policy, buyback policy, and shipping/insurance specifics. (bbb.org)

If you share what you’re after (bars vs. coins), budget, payment method, and your state (for tax considerations), I can compare current delivered prices from a few of these and point you to the best option today.

No single dealer is best for everyone. Based on the search results, three credible options stand out depending on whether you want physical delivery or vaulted storage.

1. SD Bullion — good for low-premium physical delivery

SD Bullion says it offers the “absolute lowest prices on gold bullion and silver bullion in the industry—guaranteed.” It has executed more than $5 billion in sales, appeared on Inc.’s 5000 fastest-growing list four times, and was listed as the 76th largest U.S. e-tailer in 2024. It also says it is the highest-rated major bullion dealer at the Better Business Bureau. It carries American Silver Eagles, gold bars, silver rounds, and similar products. sdbullion.com

Best for: U.S. buyers who want coins/small bars shipped to them and are focused on low premiums.

2. GoldSilver — good for a curated catalog and optional vault storage

GoldSilver has been operating since 2005 and says it has shipped to nearly every country. It curates its catalog rather than listing thousands of items, and it carries products from major sovereign mints like the Royal Canadian Mint, Perth Mint, South African Mint, U.K. Royal Mint, New Zealand Mint, and China, as well as private mints like Sunshine, Valcambi, PAMP, Johnson Matthey, Heraeus, Credit Suisse, and Asahi. It offers Brinks vault storage, a price-match guarantee, and a buyback program. goldsilver.com

Best for: Buyers who want a reputable dealer with both delivery and vault-storage options, or who want help choosing among established mints.

3. BullionVault — good for vaulted, allocated bars and low storage costs

BullionVault says it is the world’s largest online investment gold service, managing about £7 billion in client assets for more than 130,000 users. It stores bars in professional vaults in London, Zurich, Toronto, Singapore, or New York. You choose the location. It charges a maximum of 0.50% to buy or sell, and gold storage/insurance is 0.12% per year. It deals in allocated good-delivery bars, allows 24/7 trading, next-day withdrawals, and you can withdraw your bars. bullionvault.co.uk

Best for: Investors who want allocated bullion in professional vaults rather than taking home delivery, especially if they care about low storage and trading costs.

How to choose

• If you want coins and small bars delivered: Start with SD Bullion or GoldSilver.
• If you want vaulted bars: Compare GoldSilver and BullionVault.
• If you care most about low premiums: Compare SD Bullion’s low-price guarantee, GoldSilver’s price-match guarantee, and BullionVault’s 0.50% max commission.
• If you want coins specifically: BullionVault is more focused on bars; SD Bullion and GoldSilver are more natural places to compare coins.

Before you buy

Check the live premium over spot, shipping and insurance costs, minimum order size, payment methods, buyback terms, and current third-party reviews. For large orders, professional vault storage may reduce home-storage risk.

Bottom line: For delivered gold bars and coins, consider SD Bullion and GoldSilver. For vaulted allocated bars with low ongoing costs, consider BullionVault. Note that the GoldSilver search result includes an affiliate parameter, so verify live pricing and terms yourself before buying.

For gold bars, the strongest online choices are SD Bullion for lowest premiums, JM Bullion for a strong all-around buying experience, and APMEX for broad selection and buyback liquidity.¹⁹¹⁸¹⁵ For gold coins, JM Bullion, APMEX, and BGASC are the most consistently recommended options, with Money Metals Exchange also standing out for product selection.¹⁸¹⁹⁸

A practical way to choose is:

If you want the shortest answer: use SD Bullion for bars, JM Bullion for coins, and APMEX if you care most about variety and resale/buyback support.¹⁹¹⁸

A few safety checks before buying:

• Use a reputable dealer with transparent pricing and product details.²⁶
• Check BBB and third-party reviews before ordering.²⁶
• Avoid buying from unregulated platforms like Facebook or eBay.²
• Compare the dealer’s premium over spot, shipping, and return policy before paying.¹⁹⁶

If you want, I can also give you a dealer-by-dealer comparison for bars vs. coins based on price, shipping minimums, and buyback policies.

When buying gold bars and sovereign coins online, you should stick to well-established, accredited dealers with a proven track record, transparent pricing, insured shipping, and reliable buyback policies.

Here are the top online bullion dealers, categorized by their strengths:

1. The Industry Giants (Best Selection & Reliability)

• JM Bullion
• Best for: Overall ease of use, reliable customer service, and competitive pricing.
• Highlights: One of the most popular dealers in the US. They offer a very wide selection of government-minted coins (American Eagles, Canadian Maples, Austrian Philharmonics) and minted/cast bars. Shipping is free and insured on orders over $199.
• APMEX (American Precious Metals Exchange)
• Best for: Selection and hard-to-find items.
• Highlights: APMEX is arguably the largest online bullion retailer in the world. Their inventory is unmatched, making them great if you are looking for specific mint years, collectible coins, or niche fractional gold. However, their premiums can be slightly higher than competitors.

2. Best for Low Premiums (Best Value for Stackers)

• SD Bullion
• Best for: Consistent low prices and bulk buying.
• Highlights: Their slogan is "Lowest Price Period," and they frequently have some of the lowest premiums over the spot price for standard bullion bars and generic rounds. They also offer a low-price guarantee.
• Monument Metals & Hero Bullion
• Best for: Low premiums and responsive customer service.
• Highlights: These are smaller, highly regarded independent dealers favored by precious metal stacking communities. They frequently undercut the giant dealers on premiums for both standard 1 oz bars and government coins.
• Money Metals Exchange
• Best for: Beginners, monthly accumulation plans, and fractional gold.
• Highlights: Voted "Best Overall" by several financial publications. They emphasize investor education, avoid aggressive upselling into numismatics (rare coins), and offer beginner starter packs and automated monthly savings programs.

3. The Wildcard: Costco

• Best for: Spot-adjacent pricing on 1-ounce gold bars and coins.
• Highlights: If you have an active Costco membership, check Costco.com. They regularly sell 1-ounce bars (PAMP Suisse, Lady Fortuna, Rand Refinery) and coins (American Eagles, Canadian Maples).
• The Catch: Inventory sells out quickly, there are purchase limits, and stock is irregular. However, if you have an Executive Membership (2% reward) and use a qualifying cash-back credit card (such as 2% back), you can often buy gold right around—or even slightly below—the current market spot price.

How to Choose & Tips for Buying Online

• 1.Compare Live Prices with an Aggregator:

Before checking out, check a comparison site like FindBullionPrices.com. It tracks live premiums across legitimate dealers so you can find who currently has the cheapest American Gold Eagle, Canadian Maple Leaf, or 1 oz bar.

• 1.Pay by eCheck / ACH or Wire:

Most dealers offer tiered pricing based on payment method. Credit cards and PayPal typically carry a 3% to 4% surcharge. Paying via bank wire, ACH, or personal paper check unlocks the lowest advertised cash price.

• 1.Bars vs. Sovereign Coins:

• Bars (PAMP, Valcambi, Royal Mint, etc.): Carry lower premiums over spot, giving you more gold for your dollar.
• Sovereign Coins (American Eagles, Buffaloes, Maples): Carry slightly higher premiums, but they are universally recognized, harder to counterfeit, and generally much easier to liquidate quickly at local coin shops.

• 1.Understand Shipping and Insurance:

Legitimate dealers ship in discreet, non-descript packaging and insure the shipment until it is signed for or delivered to your door. Verify that shipping insurance is included before placing an order.

• 1.Check State Sales Tax Rules:

Many US states exempt physical investment-grade precious metals from sales tax, but some require minimum purchase amounts (e.g., $1,000 or $1,500) to qualify for tax exemption, while others tax bullion completely. Check your state's threshold at checkout.

Reputable Online Dealers for Gold Bars & Coins

Based on current reviews and industry rankings, here are the most consistently recommended online gold dealers:

Top Bullion Dealers

APMEX (American Precious Metals Exchange)

APMEX offers customers a wide range of investment choices, including rare coins, collectibles and IRA-eligible precious metal products, with its website noting more than 30,000 products and nearly 2 million customers served.

With over 20 years in business and positive third-party ratings, APMEX is among the market's most trusted online gold dealers — of its nearly 10,000 Trustpilot reviews, 85% are five-star, and it holds an A+ BBB rating and AAA rating from the Business Consumer Alliance.

JM Bullion

JM Bullion has been selling precious metals online since 2011, and sells gold, platinum and silver bullion and coins. It's frequently praised for transparent, straightforward pricing, and it also buys precious metals from customers, so you'll have a connection to sell in the future.

Silver Gold Bull

Of major gold sellers, Silver Gold Bull has one of the best Trustpilot ratings — 4.8 based on around 4,000 reviews, with customers praising "great price" and "fast shipping."

SD Bullion Known as a "Lowest Cost Online Gold and Silver Dealer" with a Doc's Lowest Price Guarantee and Customer Satisfaction Guarantee.

Golden Eagle Coins

Established in 1974, Golden Eagle Coins has more than 50 years of experience in bullion and numismatics, with inventory for both investors seeking gold exposure and collectors looking for older, certified or limited-mintage coins.

Orders over $99 receive free shipping, and packages are fully insured during delivery.

Other Retail/Brokerage Options

• Walmart –

offers several options for buying gold bars online, including by the gram or ounce, many with free shipping, and doesn't require a membership.

• Fidelity –

offers gold bars and various coins in increments ranging from 1 ounce to 1 kilogram, with a minimum order size of $1,000.

How to Vet a Dealer Before Buying

• 1.Check watchlists/registries –

Make sure the dealer isn't on the CFTC's RED List, and verify legitimacy via the U.S. Mint's authorized purchaser list or the LBMA Good Delivery list.

• 1.Confirm a real headquarters –

even if the transaction is done online or by phone, confirm the dealer has a physical headquarters listed, making it easier to contact them if issues arise.

• 1.Compare pricing to spot –

the premium covers minting, dealer margins, and distribution — expect 2-8% above spot for physical gold, and question anything over 5-6%.

• 1.Read reviews critically –

look at a dealer's transaction history and customer reviews; companies that have moved billions in metals have built trust, but some reviews may be fabricated, so don't rely on them solely.

• 1.Avoid unregulated marketplaces –

use a reputable precious metals dealer with transparent pricing, and avoid buying gold on unregulated platforms like Facebook and eBay. If you do browse eBay, the safest approach is to purchase directly from well-known and trusted gold dealers who have their own secure online stores or a verified presence on these plat